STAFF BENEFITS SUMMARY STAFF BENEFITS SUMMARY 2022 PLAN YEAR 2022 Staff Orientation The purpose of this is to educate you about your benefits package. There is also a claims Non-Network - Individual-$2,750, Family-$5,500. Insurance Plan Health Coverage - MoDOT/MSHP Medical and Life Insurance Plan offers employees health care coverage with spouse and dependent coverage available. If you wish to share a family deductible and out-of-pocket maximum for your medical plan, you must each enroll in the same medical plan and provide your spouses name and Social Security number at enrollment. Employees may also purchase up to $100,000 coverage on eligible spouses and $10,000 on each eligible child. by employee between January 1, 2022, and December 1, 2022. Missouris 529 College Savings Plan, Missouri Saving for Tuition (MOST) is available to save for post-high school education, while enjoying significant federal and state tax benefits. MoDOT/MSHP offers employees and retirees life insurance coverage through Securian Financial. Under the Missouri State Employees' Retirement System (MOSERS), the date on which you were first hired in a MOSERS benefit eligible position will determine your membership in the retirement plans - MSEP, MSEP 2000 or MSEP 2011. . When employees separate from service, they are entitled to receive reimbursement for the amount of accrued leave that does not exceed the maximum allowable accumulation. and Ozarks Healthcare in West Plains. TeamMembers and members' of their household may obtain no-cost and confidential counseling with Strive Employee Life & Family (SELF) that can successfully help teammembers and house members deal with life challenges. Direct Deposit: Use of direct deposit or pay card for payroll and expense reimbursements is a . following date of hire. They include: The Missouri Consolidated Health Care Plan (MCHCP) manages the Employee Assistance Program, called SELF, for Missouri state employees. As a state employee you can choose Magers Health and Wellness. Members may save an additional 10% when receiving prescriptions at Magers pharmacy. P.O. DeidreMings@MissouriState.edu 417-836-4781. Workers' Comp is a benefit payable to an employee by his/her employer without regard to liability in the case of injury. Member login is required, MCHCP on FacebookMCHCP on TwitterMCHCP on YouTube, Copyright For further information, please visit the Cafeteria Plans website at www.mocafe.com. A state wellness plan is available that provides the opportunity for those that participate to receive a discount on the monthly health insurance premium. Read More Cafeteria Plan The State of Missouri offers four pre-tax programs that you can use to save money. Refer to the summary plan document for complete covered services information. You may also purchase up to $100,000 on your spouse in increments of $10,000 and coverage on your children in a flat amount of $10,000 per child. RxSS gives MCHCP health plan for medical coverage members the keys to taking charge of their prescription expenses by allowing them to compare medication prices quickly and easily. Covered services include comprehensive New Plan options and premiums vary based on plan selected and level of coverage. wages per pay period, if hired on January 1, 2011 or after and have no prior benefit eligible state service. the employee's expense. issued in lieu of direct deposit or if direct deposit is not established within the required timelines. As a result, this may lower the employees tax obligation. Deductible is waived for the following prescriptions (coinsurance still applies): Insulin and other glucose-lowering agents, Enroll, change or cancel medical, dental and/or vision coverage, Make coverage selections, and save or print your confirmation page, If you enroll more than once, the last enrollment will override previous ones, Complete the Incentive requirements by Nov. 30, 2021, to begin receiving the Incentives on Jan. 1, 2022. who receive screening/labs outside of Magers health, must report the appropriate documentation date. SELF includes resources that help individuals Strive for Wellness.. Missouri now has a "win-win" program that allows Missouri taxpayers to save on their state income taxes and save for their children's future at the same time. This Plan provides the lowest premiums. MCHCP contributes $300 annually ($25 per month) for individual Anthem is MCHCPs medical plan administrator for active state employees and non-Medicare members. family members. Network - Individual-$1,500, Family-$3,000 Flu vaccination should be received by employee between August 1, 2022, and December You can learn more about insurance options available to state employees by visiting Missouri Consolidated Health Care Plan . If an employee has not already received a qualifying booster, and the employee is By contributing a portion of your payroll dollars into your Flexible Spending Account on a pre-tax basis, you can save from 25% to 40% on the cost of eligible expenses you are already incurring. Each employee designates where his or her funds are to be invested by selection from various options, including money market funds, fixed rate funds, growth funds, etc. universitys medical coverage for yourself, you are also declining coverage for your Plan Education Videos Visit the, Medicare-Eligible Retired Members (Updated), Glucometers and test strips covered at 100%. Health Professional Loan and Loan Repayment Programs (New HSA Plan subscribers must enroll online), Active Employees and Non-Medicare retirees, MCHCP on FacebookMCHCP on TwitterMCHCP on YouTube, Copyright Jefferson City, MO 651021-888-ASK-MODOT (275-6636)1-866-831-6277 (Motor Carrier Services)Our Mission, Values and Tangible Results, Missouri Highways and Transportation Commission, 2022 Missouri Department of Transportation, All Rights Reserved, MoDOT and Patrol Medical & Life Insurance Plan, Federal Highway Administration Information, Report a blocked highway-railroad crossing. Missouri State cares about the quality of life of its employees. The minimum deferral to fall at a date later than the time frame necessary to obtain the wellness incentive, Payday for the first pay cycle is on the last working day of the month. A covered injury is an accident arising out of an in the course of employment if the accident was the prevailing factor in causing the medical condition and disability. WeSave Missouri: This FREE program gives employees the opportunity to save money on goods and Pre-tax Insurance Premiums - MOSERS 105 W. Capitol Avenue Health Insurance Three health plan options are available through Missouri Consolidated Health Care Plan (MCHCP). Information and access are available 24 hours a day, every day of the year. The second pay cycle is from the 16th through the end of the month. To use, log in to myMCHCP. Some are fully funded by UnitedHealthcare is MCHCP's medical plan administrator providing Medicare-eligible retired members a Group Advantage (PPO) plan for medical coverage. Visit this page throughout the Open Enrollment period (Oct.1Oct. A mail order benefit is available and may to Magers and have their medical immunization record updated to receive credit. The HSA provides comprehensive coverage for medical expenses and assistance in saving for future medical expenses with tax advantages. The department encourages employees to participate in professional development throughout their careers and offers multiple opportunities for employees to receive training in a classroom setting, online, and through virtual instructors. Services of the Missouri Credit Union are available to all employees of the department. MCHCP provides reduced premiums to teammembers who participate in the Partnership Incentive and Tobacco-Free Incentive. include supporting documentation for verification of the qualifying event. The EAPisa confidential service that the Plan provides to help employees manage personal difficulties. The myPlan Advisor tool can estimate your annual costs for each MCHCP plan. Rx Savings Solutions Current teammembers can access their accounts through MyMCHCP. MCHCP offers basic and premium vision plans with specific copayments for services from network providers and allowances for use of non-network providers. is an investment account you can use for education savings. MCHCP requires proof of eligibility for covered dependents; for example, a birth certificate for your child or marriage license for your spouse. Benefits | Missouri State Public Defender the accommodation process must be requested, and biometric screening will be required. Participation in the Cafeteria Plan lowers the gross taxable income reported to the Internal Revenue Service by the Department of Revenue. Retirees who are not already enrolled in medical, dental and/or vision coverage, cannot enroll in these plans during Open Enrollment. Network - Individual-$3,300, Family-$6,600 venipuncture (arm) blood draw for lipid panel and hemoglobin A1c (average blood sugar Watch this video for a breakdown of the value of your job in corrections: State of Missouri employees are eligible for multiple benefits, including: Learn more about benefits for all State of Missouri employees , Check out the Missouri Department of Corrections Virtual Benefits Fair . The key to getting the most out of your Health Care Flexible Spending Account is to maximize your contributions based on the expenses you, or any of your tax dependents, anticipate incurring during the plan year. Express Scripts provides a Medicare Prescription Drug Plan for prescription drug coverage to all Medicare-eligible members who are covered by the Medicare Advantage Plan. Next steps. Coverage is also available for ateammembers spouse and children. Behavioral Health Substance Use and Mental Illness. Claims PO Box 104355 Assistant Director, Human Resources - Benefits. If you are 50 years of age or under, you may contribute up to $15,500 annually. Simply have your dentist submit a request online at www.metdental.com or call 1-877-MET-DDS9. Title I of the Americans with Disabilities Act (ADA) Amendments Act of 2008 prohibits private employers, state and local governments, employment agencies, and labor unions from discriminating against qualified individuals with disabilities in job application procedures, hiring, firing, advancement, compensation, job training and other terms, conditions, and privileges of employment. Please note that IRS regulations disallow reimbursement for services that have not yet been provided, so even if you pay in advance for your expenses, you can only claim service periods that have already occurred. The university pays over 90% of the employee's monthly premium. As business owners know, health insurance is a powerful tool for hiring and keeping the best workers. Provides full range of HR Benefits management services. Responsibilities: Benefits Administration; Wellness Fair; Workers Compensation; FMLA Compensation: Employees are compensated on the 15th and the last working day of each month. What happens when my group health coverage ends? Changes Health insurance premiums in Missouri | HealthCare.gov The EAP allows you and your family to receive up to six free counseling sessions, per episode, per calendar year. The The university offers Upon your request, the Cafeteria Plan may also redirect pre-tax dollars into a trust account from which you can later be reimbursed for eligible expenses. Insurance Plan - Missouri Department of Transportation This is a significant increase The cost of health insurance for employees - by far the single most expensive benefit offered by employers - is one of the greatest challenges many small businesses face today. Premiums paid by employer. Prepaid premiums may only be paid within the same calendar year*. Life Insurance You may be eligible to continue some of your MOSERS basic and optional life insurance into retirement. Sick leave can be converted to retirement credit upon retirement. The State of Missouri offers comprehensive health, dental, and vision insurance coverage for state employees. Jefferson City, MO 65102recruiting@doc.mo.gov. Employees whose premiums are collected pre-tax through the cafeteria plan have the opportunity to pre-pay premiums pre-tax as a retiree. the university (no cost to you), partially funded such as with medical, or voluntary Through Med-pay you will be able to view and reprint your explanation of benefits (EOBs), view your You must enroll, and select dependent coverage options, within 30 days of your start Located on the 4th floor of the Truman Building in Jefferson City, the health center is staffed by an Advanced Registered Nurse Practitioner and two Medical Assistants. MCHCP provides comprehensive dental and vision benefits to MoDOT and MSHP employees and retirees. Life Insurance MoDOT/MSHP offers employees and retirees life insurance coverage through Securian Financial. Premiums are paid by the teammember. (Don't forget that your tax dependents' expenses qualify, too, even if they are on a different health insurance program. Retirees and their dependents who cancel coverage cannot re-enroll at a later date. employee or during the annual open enrollment period each October. The amount of each employees benefit is determined by age at retirement, months of creditable state service, salary, and payment schedule. Contact MCHCP for help accessing SEBES. Qualifying employees may purchase military and prior city police department service to increase creditable state service. Free Basic Term Life Insurance coverage, equal to one times the teammember's annual salary. Plain and simple, the deferred comp plan is a retirement savings plan for public employees. Click on the links below to see more information: Coverage provider is Missouri Consolidated Health Care Plan (MCHCP). Public Entity: 800-834-5181, Secure Messaging Leadership from MoDOT and the MSHP in partnership with The Missouri Highways and Transportation Employee Self Service EB Staff Listing Non Discrimination Statement Disclaimer: The information is provided here as a service to the employees, retirees, and other subscribers of the Missouri Department of Transportation/Missouri State Highway Patrol Medical and Life Insurance Plan. If you do not enroll during Open Enrollment and you are currently enrolled: If you are an active state employee married to another active state employee, you each must enroll separately. Employees may participate in the Employee Assistance Program made available through the Missouri Consolidated Health Care Plan by calling ComPsych at 800-808-2261. For more information regarding retirement, please refer to the retirement handbook or visit the MOSERS website at www.mosers.org. You may choose This is a not-for-profit savings and lending institution, offering a variety of savings accounts, checking accounts, loan programs, travelers checks, credit cards, automatic teller machines, and investment options, etc. In addition, a portion (up to $360 annually) Disclaimer: The information is provided here as a service to the employees, retirees, and other subscribers of the Missouri Department of Transportation/Missouri State Highway Patrol Medical and Life Insurance Plan. State Sponsored Health Insurance Premiums. Deductible: Email ( Preferred Method of Contact ): DHSS.LoanRepayment@health.mo.gov. Your Benefits Package (paid for by your employer at no cost to you or cost is shared) Pension/Survivor Benefits Basic Life Insurance (term) to Magers. The Cafeteria Plan is a benefit option available to state employees that allows pretax dollars to be used for dependent care; state-sponsored medical, dental, and vision insurance premiums; and other flexible medical benefits as identified by the Cafeteria Plan. Learn more about types of paid and unpaid leave . Optional Life Insurance: Employees may purchase additional term life insurance with premiums paid through payroll deduction. with the State of Missouri Company Digit Authorization Code if you want your salary information released. The State of Missouri company code is 10106. The EAP may be utilized by an employee experiencing personal areas of concern such as: oa.mo.gov/general-services/risk-management/workers-compensation-caro. Plan features include a custom, yet affordable investment lineup, FREE seminars and consultations with local representatives, and convenient online account access. Any excess annual leave hours over the maximum accrual on the October 31 will be lost. The state makes monthly contributions which cover the full cost of the plan. Check out this overview video from MCHCP to learn more: program (previously the Employee Assistance Program, or EAP) helps state workers reduce stress, improve health and enhance life balance. the appropriate documentation to Magers and have their medical immunization record State employees eligible for Missouri Consolidated Health Care Plan (MCHCP) medical coverage, as well as members of their households, may use theSELFprogram 24 hours a day. For a fifth consecutive year, active employees will see no increase in premiums, an anomaly in this age of perpetual increases in health care costs. The premium is based on your age as of January 1 each Pay cards may be Estimate your cost for each of these Flexible Spending Account eligible expenses. Administered by MOSERS, the deferred compensation plan provides a convenient way to save for retirement through payroll deduction. unnecessary pharmaceutical costs to the health plan. Eligible expenses include day care, baby-sitting, and general purpose day camps. Credit Union: Various statewide Highway Credit Unions are cooperative group organizations for benefit even more valuable to you. Qualifies for $15 per month discount. New dependents may only be added due to a life event. Retirees - MOSERS Provides full range of HR Benefits management services. For more information regarding any of the benefits provided by MCHCP, refer to the MCHCP Member Handbook or visit the MCHCP website at www.mchcp.org. the coinsurance, the covered person must pay the difference between the cost of the Premiums paid by teammember. Phone: 8:30 a.m.4:30 p.m. Office: 8:00 a.m.4:30 p.m. To take advantage of payroll deduction, an employee must pledge a minimum of 50 per pay period. Missouri Consolidated Health Care Plan - MCHCP The first pay cycle goes from the first through the 15th of each month. MetLife recommends providers and/or members to submit a pre-treatment estimate whenever a treatment plan is expected to exceed $300. services they purchase from participating merchants. Employees may be able to transfer service credit earned under the Missouri State Employees Retirement System (MOSERS) to MPERS. during the annual open enrollment period in October. HSA Central For information about MPERS retirement benefits, visit their website at: MPERS.org. Employees hired in a benefit-eligible position for the first time on or after January 1, 2011 must contribute four percent of their gross salary to help fund their future MPERS retirement benefit. of every purchase made back to the Missouri State Employees Charitable Campaign. Employees who have questions about the University's benefit programs should contact the Office of Human Resources for assistance. RxSS proactively alerts members when lower-cost prescription drug options become available. Jefferson City, MO 65102-0570. Free enrollment in one college course per semester (Fee Waiver Benefit) Transfer of the fee waiver benefit to eligible dependent . Eligible expenses include adult and child care expenses, medical expenses not covered by insurance, and from commuter benefit expenses. View Enrollment for more information. Specific responsibilities ), Your election amount is typically fixed for the entire plan year (unless you have a qualifying event). The universitys self-funded medical plan is available to eligible employees. Co-payments will be required when you purchase pharmaceutical drugs of generic, formulary, brand formulary, and non-formulary. Once enrolled in a plan, coverage remains in effect for the entire plan year, unless a qualifying life event occurs or you leave state EAP can help with things like stress, parenting, alcohol and drug abuse, marital problems, anxiety, depression, legal issues, financial concerns, and dependent care issues. Members can access tips and resources on diet, exercise, anxiety, grief, managing finances, finding child care and more. 31) to view information and documents as they become available. Dental Plan - MCHCP payments for the following expenses: Child/Dependent Care Expenses, Employee/Dependent Flexible Medical Payments, and Click on the following types of insurance to quickly find information about each one: Medical and prescription drug coverage is provided for full-time team members through Missouri Consolidated Health Care Plan (MCHCP). If you wish to continue to contribute to your HSA account through payroll deduction for 2023, you can elect an amount through the Open Enrollment process or by selecting Coverage, Future Coverage tab, and Edit next to the Optional Payroll Deduction amount in myMCHCP. If you are over 50 years of age, you may contribute an additional $5,000 up to $20,500 annually. However, if you have already tried the cheaper drug Additional coverage for family members is available at group rates. Employees can be recognized at their worksite and at the departmental and state level for performing their duties in an outstanding manner or accomplishing exemplary achievements in the performance of their duties in accordance with D2-7.2 Recognition Committee. You may bring the documents to the center or email them MCHCP is a separate, stand-alone state entity created by statute and organized under the direction of a 13-member board of trustees For instructions on how to register for a modeferredcomp webinar or a Web 1-on-1 consultation, click:MoDeferredComp How To 1-on-1 Instructions,or call 800-392-0925 for additional information. The Missouri Consolidated Health Care Plan (MCHCP) administers medical, dental and vision benefits and the Strive Employee Life & Family (SELF) program. leave and FMLA benefits, and retirement. Additional coverage is available at group rates. All temporary executive agency employees are required to use direct deposit if their employment duration is anticipated to be greater than three months. Please verify your records are updated in your MyHealth portal prior to December 1, Additional features will be added over the coming coverage and $600 ($50 per month) for family coverage. Vision coverage is provided for full-time teammembers through Missouri Consolidated Health Care Plan (MCHCP). Claims are processed by a third-party administrator, Med-Pay Inc. Members may also save by utilizing the mail order service as well. State Trends in Employer Premiums and Deductibles, 2010-2020 If you have a stay-at-home spouse, you should not enroll in the Dependent Care Flexible Spending Account. Insurance General Information | Missouri Office of Administration Does Missouri tax Social Security? Ineligible expenses include overnight camps, care provided by a dependent, your spouse or your child under the age of 19 & care provided while you are not at work. To Additional optional life insurance coverage is available up to six times the employee's annual salary at move to a more expensive choice. Employee Benefits | dmh.mo.gov - Missouri Missouri Consolidated Health Care Plan (MCHCP) is piloting ateammember health center that opened March 17, 2014. Retirement Plan mosers.org Employees may participate in the retirement plan administered by MOSERS if certain criteria are met. The three plans include two preferred provider plans and one appointments, request medication refills or ask medical questions from Mercy providers. Wellness Incentive - Human Resources - Missouri State www.guidanceresources.com/groWeb/login/login.xhtml. Through My Mercy, you have direct access to your medical records, including test results and immunizations. service credit are part of a non-contributory plan. To plan your annual election amount: Things to remember about the Health Care Flexible Spending Account: Dependent Care Flexible Spending Accounts create a tax break for dependent care expenses (typically child care or day care expenses) that enable you to work. You are automatically enrolled into the retirement plan administered by MOSERS if you are employed in a benefit eligible position. Missouri Department of Revenue 2015 Self-Employed Health Insurance Tax Credit Social Security Name Number Form MO-SHC Taxpayer Qualifications and Instructions If you are a self-employed individual and were not able to deduct all of your health care premiums from your federal adjusted gross income,
